by J L Morris | Jan 29, 2026
While less frequent than water damage, these claims are often the most costly. In the UK, fire and explosion incidents account for roughly 17% of all domestic home insurance claims, making them a significant cause of property damage. Lightning strike claims are less...
by J L Morris | Jan 2, 2026
All insurance policies will have a compulsory excess (otherwise known as a deductible), and this excess can be increased in exchange for a premium reduction. Or does it? Different insurers will have different discounts for voluntary excesses, and the starting...
