by J L Morris | Mar 2, 2026
£6.1 billion – that’s £6,100,000,000 – was paid by insurers for claims during 2025. That is a phenomenal amount of money and the main cause of property damage is due to water – whether escape of water (burst pipes and so on), flood and storm. This illustrates the...
by J L Morris | Feb 19, 2026
In today’s fast-moving digital economy, cyber threats pose a growing risk to UK organisations of every size and sector. From phishing attacks to sophisticated ransomware, a single incident can disrupt operations and damage trust. Cyber security insurance provides a...
by J L Morris | Feb 6, 2026
The UK’s travel insurance market is currently valued at around £1.62 billion and is forecast to be worth around more than £3 billion by 2030. In 2024, UK travel insurers paid out £472 million across more than half a million claims, with over a third relating to...
by J L Morris | Jan 29, 2026
While less frequent than water damage, these claims are often the most costly. In the UK, fire and explosion incidents account for roughly 17% of all domestic home insurance claims, making them a significant cause of property damage. Lightning strike claims are less...
by J L Morris | Jan 2, 2026
All insurance policies will have a compulsory excess (otherwise known as a deductible), and this excess can be increased in exchange for a premium reduction. Or does it? Different insurers will have different discounts for voluntary excesses, and the starting...
