by J L Morris | Jul 21, 2026
In the current spell of hot weather across the UK, owners of self-catering holiday homes face heightened risks that can affect both property and insurance cover. With potentially increased guest numbers and rising temperatures, insurers could expect greater exposure...
by J L Morris | Apr 22, 2026
Disruptions are no longer rare. Changes to flight schedules, overseas healthcare costs, and unforeseen events can turn an exciting trip into a very expensive one — it’s a timely reminder that travel insurance isn’t an optional extra. It’s essential. Whether you’re...
by J L Morris | Apr 1, 2026
Once the insurance is in place the loss of income cover is the least likely to have a change made to it either at renewal or during the insurance year. Is the sum insured too high? You could be paying too much. More likely it is not enough and a shortfall at the...
by J L Morris | Mar 31, 2026
Running a business today means thinking beyond profit—you also need to consider your environmental impact. Accidents can happen: a fuel spill, chemical leak, or improper waste disposal can quickly turn into a costly crisis. That’s where environmental liability...
by J L Morris | Mar 23, 2026
Insurance claims often create vulnerability. When clients report damage, they may be experiencing stress, disruption, uncertainty, or financial pressure. For vulnerable clients, these challenges are amplified, making compassionate and attentive support essential. The...