Review your loss of income sum insured

Once the insurance is in place the loss of income cover is the least likely to have a change made to it either at renewal or during the insurance year. Is the sum insured too high?  You could be paying too much.  More likely it is not enough and a shortfall at the...
Don’t Let One Leak Sink the Ship!

Don’t Let One Leak Sink the Ship!

Running a business today means thinking beyond profit—you also need to consider your environmental impact. Accidents can happen: a fuel spill, chemical leak, or improper waste disposal can quickly turn into a costly crisis. That’s where environmental liability...

Small premium, big payout

£6.1 billion – that’s £6,100,000,000 – was paid by insurers for claims during 2025.  That is a phenomenal amount of money and the main cause of property damage is due to water – whether escape of water (burst pipes and so on), flood and storm. This illustrates the...